Bike Insurance Price & Policy Renewal Online in 2025, Up to 80% Off

Protect your two-wheeler in minutes with Digit’s bike insurance policy that you can buy or renew entirely online! Enjoy comprehensive coverage with add-ons like zero depreciation, engine protection, and roadside assistance.

Know about the best coverage at the best price – online and on the go. Hit the road with peace of mind with add-ons and our quick and simple smartphone-enabled processes. Plus, benefit from a hassle-free claims process and 24/7 customer support to ensure you’re always protected.

What is Two-Wheeler Insurance?

Two-Wheeler Insurance, or bike insurance, is a motor insurance policy that helps you to cover against damage that may happen to both you and to your two-wheeler due to events like accidents, thefts, fires, or natural disasters.
You will also get protection against liabilities arising due to damage to any third-party vehicle, property or person. Two-wheeler insurance covers different types of two-wheelers, like motorcycles, mopeds, scooters and more.
With Digit bike insurance, you can get third-party bike insurance policy to comply with the law or get complete protection with a comprehensive bike insurance policy or Own Damage policy – all at affordable premiums online.
Comprehensive Bike Policies can further be customized by opting for add-ons that help protect your bike in all possible situations!

Why Two-Wheeler Insurance is a Must-Have for Indian Roads – Hear It from the Expert!

With over 75% of vehicles in India being two-wheelers, the risk of accidents is significantly high. A study by the Ministry of Road Transport & Highways states that 40% of road fatalities in India involve two-wheelers. Having comprehensive insurance ensures financial protection against third party liability accidents and own vehicle repairs including theft or total loss.

The Hidden Costs of Not Having Bike Insurance – Hear It from the Expert!

Many bike owners skip insurance thinking they’ll save money. However, an uninsured accident can cost anywhere between ₹10,000 to ₹1 lakh for damages, medical expenses, and can be much higher for third-party liability claims. On the other hand, a comprehensive bike insurance policy starts at just ₹800–₹1,500 per year, making it a much smarter financial choice.

How to Choose the Right Two-Wheeler Insurance?

State Your IDV Correctly: An IDV is the market value of your bike, including the charge of its depreciation and the value of the same will directly affect your bike insurance premium. Moreover, this also affects the compensation value you’ll receive during claims. So, make sure you always check if your IDV is stated correctly. At Digit, we believe in transparency and give you the option to customize your IDV.
Compare Bike Insurance Quotes: The biggest advantage you have of buying a bike insurance online is, that you can compare different bike insurance quotes. Make sure you compare important aspects such as your IDV, add-ons available, service benefits, reliability, claim settlement ratios and of course processes!

Rat Attacks on Two Wheelers on the Rise

In Surat, a bike owner faced an unusual problem—rats chewed through the wire harness not once, but twice in a single year, all while the vehicle was parked safely at home! Thankfully, the insurance policy included coverage for such unexpected damages. Both times, the repair costs were fully covered, saving the owner from out-of-pocket expenses.

This case proves that insurance isn’t just for accidents or theft—it also protects against the most unexpected (and smallest) threats.